Are you worried about how your loved ones will pay for your final expenses when you're gone? Final expense life insurance from Optimized Insurance Solutions can help provide the financial support your family needs during a difficult time. In this video, we'll explain the benefits of final expense life insurance, including how it can help cover funeral and burial costs, outstanding debts, and other end-of-life expenses.
Our expert team will guide you through the different types of final expense life insurance policies, such as level benefit and graded benefit policies, and help you understand how to determine which policy is right for you. We'll also provide insights into how to calculate your coverage needs, how to manage your policy's premiums, and how to ensure your policy is affordable and accessible to your loved ones when they need it most.
At Optimized Insurance Solutions, we understand that planning for the end of life can be difficult. That's why we offer a range of final expense life insurance options designed to meet your unique needs and goals. Whether you're looking for a simple, affordable policy or a more comprehensive plan, we have the expertise and resources to help you make the right choice.
So don't wait – watch this video and discover how final expense life insurance from Optimized Insurance Solutions can help protect your legacy and provide the financial support your loved ones need during a difficult time.
Final Expense Life Insurance:
Final Expense insurance is a type of life insurance that helps seniors cover end-of-life bills, such as funeral expenses and healthcare.
If you don’t have a final expense life insurance plan in place for the one's that you care for the most, your loved ones will, unfortunately, be left with the responsibility of paying any remaining expenses. Funeral costs are expensive, and there are probably more costs than you were aware of.
According to the National Funeral Directors Association, the national median cost for a funeral with a burial and vault is close to $9,000. The national median cost for a funeral with cremation is now over $6,000. The benefit you receive from the government when you are on social security is just a small amount of $255.00.
These cost estimates do not include the cemetery plot ($2,000), monument (up to $10,000) or grave marker ($1,000), or miscellaneous items like flowers ($200) or an obituary ($200). If we factor those costs in, the average cost for a funeral with a burial and vault can be more like $15,000.
The funeral estimate obviously doesn’t include other end-of-life costs, such as healthcare and legal expenses. Here’s a list of items your loved ones might be responsible for immediately following death:
- Credit card debt
- Catering
- End of Life Healthcare
- Funeral home
- Casket
- Household expenses, such as utilities
- Burial vault/grave liner
- Hearse and service car
- Removal and transfer of remains
- Flower arrangements
- Cemetery/burial plot
- Legal expenses, such as probate
- Outstanding mortgage/car loan
- Travel and lodging for out-of-state family attending funeral
- Grave marker
- Obituary
- Cremation
- Embalming and preparation
What do these plans cost?
These plans are surprisingly affordable! Many time's you can at minimum get some type of coverage for over a dollar a day. It's important to make sure you have something in place, not for yourself, but your those that you love. Feel free to fill out the form and get a quote or call us directly by pressing the "Click to Call" button above:
See Which Plans Are In Your Area Today!
Optimized Insurance Solutions Copyright 2022
CA License #: 6007710
”please inquire regarding our out of state licenses”